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University of Liverpool's Geographic Data Science Lab has four very exciting new fully-funded Data & Analytics Society Centre for Doctoral Training PhD projects supported by the Economic & Social Research Council (ESRC). Registry Trust is partnering with them on one of them entitled: 'Regional Inequity of Financial Vulnerabilities and Indebtedness over Time.'
Where the cost of living outstrips household income, consumer debts can accrue either through defaults on existing liabilities or additional new burdens through loans. Financial precarity relates to the range of circumstances that make such circumstances more or less likely. This can have a wide range of economic, social, health and wellbeing implications. This project will explore the spatial and temporal evolution of financial vulnerabilities and indebtedness, their underlying drivers and socio-economic outcomes. This will utilise national data supplied by the Registry Trust to understand these dynamics and explore the role of policy drivers in the mitigation or exacerbation of these trends over time.