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The number of County Court Judgments (CCJs) issued against consumers in England and Wales saw a large rise in the first half of 2021 (H1 2021) compared to the same period last year, according to figures released today (27.07.2021) by Registry Trust.

The number registered in H1 2021 was 423,235, up 32 percent from 320,493 in H1 2020. The value of consumer judgments owed rose to £694 million from £567million, a rise of 22 percent compared to H1 2020.

Much of the huge percentage rise seen over the year is due to the fact that judgment numbers were kept low in H1 2020 as government and regulatory measures, and creditor forbearance, protected many households from the economic impacts of Covid. Despite the rise, numbers are still well below the pre-Covid levels seen in 2019.

The average value of consumer judgments fell seven percent from £1,768 to £1,640, while the median value was largely unchanged at £754, up 0.7 percent from £749.

The number of judgments ‘satisfied’ (or fully paid) by consumers in H1 2021 was 97,145, up seven percent from 90,701 in the same quarter last year. While this is encouraging, the number marked as satisfied remains a small proportion of the total judgments outstanding.

In the High Court, the number of judgments against consumers fell by 47 percent from 160 to 85 over the period. The total value actually rose by 15 percent from nearly £49 million to just over £56 million. As a result, the average value more than doubled, by 117 percent, from £305,846 to £661,653, with the median value up from £69,500 to £125,000 a rise of 80 percent. Due to the small number of judgments registered by the High Court, the numbers are subject to large fluctuations in percentage increases/decreases.

Registry Trust Chair, Mick McAteer, said: “We saw a large increase in the number of judgments recorded in the first half of this year compared to the same period last year. At that time, interventions by government and regulators, and forbearance by creditors, in response to the Covid crisis had kept judgment numbers at historically low levels. But, as these measures were wound down, numbers began to rise again. The Covid economic crisis is far from over for financially vulnerable households”.


Half Year 1 2020 Half Year 1 2021 Change (compared with 2020)
CCJs against consumers
volume 320,493 423,235 32.1%
total value £566,641,208 £693,903,683 22.5%
average* value £1,768 £1,640 -7.3%
median £749 £754 0.7%
High Court judgments against consumers
volume 160 85 -46.9%
total value £48,935,411 £56,240,536 14.9%
average* value £305,846 £661,653 116.3%
median £69,500 £125,000 79.9%
Satisfactions registered by consumers
volume 90,701 97,145 7.1%
total value £107,333,392 £124,061,099 15.6%
average* value £1,183 £1,277 7.9%
median £585 £589 0.7%

For more information contact

0207 391 7287

Notes for editors

Registry Trust is the Registrar for Judgments, Orders and Fines in England and Wales on behalf of the Ministry of Justice. The Register includes county court judgments, high court judgments, CSA liability orders, fine defaults and tribunal awards for England and Wales.

CCJs are removed from the register if paid in full within one calendar month of the judgment date, but will otherwise remain registered for six years. If fully paid outside the one calendar month, defendants can apply to have the judgment marked as ‘satisfied’ which will improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in Great Britain, Northern Ireland and the Republic of Ireland by visiting Registry Trust’s website or by writing to Registry Trust, 153-157 Cleveland Street, London W1T 6QW.