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The number of County Court Judgments (CCJs) issued against consumers fell 16 percent in Q1 2020 compared to the same period last year, according to figures released today (23/04/2020) by Registry Trust. The number is down from 321,281 in Q1 2019, to 269,249 this quarter.

The number of consumer judgments issued this quarter is the lowest number of consumer CCJs recorded in Q1 since 2016. Despite declining judgment numbers, consumers owed a total of £455million in judgment debt in Q1 of 2020 alone – a rise of one percent from the £449million owed in Q1 2019.

Significant rises in the average and median value of consumer CCJs, at the rate of 21 percent and 18 percent, respectively, suggest that claimants are issuing fewer judgments but for greater amounts.

In the High Court, judgments against consumers rose 133 percent, from 33 in Q1 2019 to 77 in Q1 2020. High Court Judgments totaled £15.1million, and averaged at £196,506 in value, both falling, 11 percent and 62 percent respectively. Due to the small number of judgments registered by the High Court, the numbers are subject to large fluctuations in percentage increases/decreases.

Registry Trust is the Registrar of Judgments, Orders and Fines in England and Wales (on behalf of the Ministry of Justice). This excludes claimant data which is public and available from the courts but not centrally registered.

On behalf of Registry Trust, Mick McAteer, chairman said: “After record numbers of consumer CCJs in 2019, it is encouraging to see numbers decline sharply. Interventions by government and regulators, and forbearance by creditors, in response to Covd19 crisis means we will see another major fall in numbers next quarter. But, the damage to household finances will show up later”.

Q1 2019 Q1 2020 Change (compared with 2019)
CCJs against consumers
volume 321,281 269,249 -16.20%
total value £449,448,166 £454,560,827 1.14%
Average* value £1,399 £1,688 20.68%
median £633 £750 18.48%
High Court judgments against consumers
volume 33 77 133.33%
total value £17,088,569 £15,130,944 -11.46%
Average* value £517,835 £196,506 -62.05%
median £85,178 £49,316 -42.10%

For more information contact

0207 391 7287

Notes for editors

Registry Trust is the Registrar for Judgments, Orders and Fines in England and Wales on behalf of the Ministry of Justice. The Register includes county court judgments, high court judgments, CSA liability orders, fine defaults and tribunal awards for England and Wales.

CCJs are removed from the register if paid in full within one calendar month of the judgment date, but will otherwise remain registered for six years. If fully paid outside the one calendar month, defendants can apply to have the judgment marked as ‘satisfied’ which will improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in Great Britain, Northern Ireland and the Republic of Ireland by visiting Registry Trust’s website or by writing to Registry Trust, 153-157 Cleveland Street, London W1T 6QW.