Cookies disclaimer

I agree Our site saves small pieces of text information (cookies) on your device in order to deliver better content and for statistical purposes. You can disable the usage of cookies by changing the settings of your browser. By browsing our website without changing the browser settings you grant us permission to store that information on your device.


ENGLAND & WALES CONSUMER COUNTY COURT JUDGMENTS RISE IN VALUE BY 17 PERCENT IN Q4 2019

The number of County Court Judgments (CCJs) issued against consumers in England and Wales increased slightly in Q4 2019 compared to the same period last year. But, the value of judgments saw a significant increase of 17 percent, according to figures released today (Date: 27/01/2020) by Registry Trust.

The total value of consumer judgments hit £458,291,002 in Q4 2019. The average value saw a similar increase of 16 percent in Q4 2019 reaching £1,705 from Q4 2018’s £1,469.

The median value also increased 37 percent from £579 to £792. As the number of judgments increased by less than one percent in the same period, this suggests a larger number of higher value judgments being taken out against consumers.

In the High Court, judgments fell six percent despite the total value increasing 251 percent from £13,423,650 in Q4 2018 to £47,120,348 in Q4 2019.

The average value of High Court consumer judgments also saw a dramatic increase of 274 percent, from £406,777 in Q4 2018 to £1,520,011 in Q4 2019. This was due to one High Court judgment of just over £22,000,000 skewing the results. If we were to remove the outlying judgment the total value would be £25,045,551, an increase of 87 percent from Q4 2018 figures.

Registry Trust is the Registrar of Judgments, Orders and Fines in England and Wales (on behalf of the Ministry of Justice). This excludes claimant data which is public and available from the courts but not centrally registered.

On behalf of Registry Trust, Mick McAteer, Chairman said: “Registry Trust data on CCJs is a critical indicator of the state of UK household finances. The number of CCJs has seen huge growth in the post financial crisis period and this quarter are 111% higher than the same quarter in 2012 when they reached a post crisis low”.

CCJs against consumers
Q4 2018 Q4 2019 % Change (compared with 2018)
volume 267,705 268,858 0.43%
total value £393,300,442 £458,291,002 17%
Average*
value
£1,469 £1,705 16%
median £579 £792 37%
High Court judgments against consumers
Q3 2018 Q3 2019 % Change (compared with 2018)
volume 33 31 -6%
total
value
£13,423,650 £47,120,348 251%
Average*
value
£406,777 £1,520,011 274%
median £39,972 £40,306 1%

For more information contact

f.byrne@registry-trust.org.uk

0207 391 7287

www.registry-trust.org.uk

Notes for editors

Registry Trust is the Registrar for Judgments, Orders and Fines in England and Wales on behalf of the Ministry of Justice. The Register includes county court judgments, high court judgments, CSA liability orders, fine defaults and tribunal awards for England and Wales.

CCJs are removed from the register if paid in full within one calendar month of the judgment date, but will otherwise remain registered for six years. If fully paid outside the one calendar month, defendants can apply to have the judgment marked as ‘satisfied’ which will improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in Great Britain, Northern Ireland and the Republic of Ireland by visiting Registry Trust’s website www.trustonline.org.uk or by writing to Registry Trust, 153-157 Cleveland Street, London W1T 6QW.