Registry Trust has operated the Register of Judgments, Orders and Fines since 1985. The information on the Register is of fundamental importance to the credit world underpinning credit decision making and supporting responsible lending across the United Kingdom and the Republic of Ireland.
As a key source of debt information there is considerable interest in accessing the data for an ever widening range of commercial applications. Additionally, researchers, planners and policy makers recognise the importance of having measures of indebtedness to support the development of better public services and promoting economic and social growth.
As a not for profit company Registry Trust is committed to promoting a healthy economy and recognises that measures of indebtedness from the Register can make an important contribution in supporting better informed planning decisions at national and local levels.
Registry Trust is now publishing anonymised information from the England, Wales and Scotland Registers for the first time. This initiative directly supports the Governments plans for freeing valuable data and making it widely available under the Open Data agenda.
The new aggregated datasets provide information on the number and value of unmanaged debts based on all money judgments registered in the courts of England and Wales for each year since 2001 and since 2008 for Scotland. The datasets provide a comprehensive and consistent view of indebtedness across the United Kingdom and the annual snapshots enable important changes in debt levels to be identified and future trends predicted.
The data is accessed through interactive mapping software and the results viewed through a range of maps, charts and graphs which enables users to create and export maps and charts to meet their own particular requirements.
RT View enables users to analyse the Registers, tailored to their specific areas of interest, exploring the values and numbers of judgments for consumers and businesses by geographic location.
Through RT View the Register can be explored free of charge for non-commercial use while the identity of consumers and businesses on the Register is fully protected.
The Aggregated Datasets
The data used within RT View is part of a larger series of datasets. These have been produced at different levels of geography consistent with ONS standards and a range of comparable aggregated datasets at the following levels:
- Region 13 areas
- Local Authority 408 areas
- Electoral Wards 9,468 areas
- Middle Layer Super Output Area (MSOA) 7,205 areas
- Lower Layer Super Output Area (LSOA) 34,753 areas
- Output Area 175,434 areas
The datasets are available by category of debtor:
- Consumer Individuals
- Commercial Corporate, non-corporate
- All combined Consumer, corporate and non-corporate
- Corporate Limited or Plc companies
- Non-Corporate Sole traders or self employed
The following aggregations have been included for each type of debt:
- Total number of Judgments
- Total value of Judgments
- Average value of Judgments
- Number of CCJs with a value less than £250
- Number of CCJs with a value less than £500
- Number of CCJs with a value less than £1,000
- Number of CCJs with a value greater than £1,000
The full aggregated datasets can also be supplied under licence to enable the information to be combined with other datasets for research or commercial applications. Please contact us for further information.
NB. The judgment information is subject to Crown Copyright for England and Wales and copyright of the jurisdiction issuing the information for other territories.
Please click here for England & Wales: