The Official Register of Court-Ordered Monetary Judgments and Fines for the UK & Ireland

“CCJ data from Registry Trust is a vital component in our credit scoring process. It provides accurate, up-to-date insight into a borrower’s financial history, helping us make fairer, more informed decisions. By incorporating this trusted data, we’re able to deliver more accurate credit assessments - supporting responsible lending, protecting businesses from unnecessary risk, and ensuring consumers are treated consistently and transparently.”

“Access to Judgment data from Registry Trust has been instrumental in developing our ‘light touch’ credit checks for the gambling sector. This trusted data enables us to identify signs of financial vulnerability quickly and responsibly, without impacting a consumer’s credit profile. By integrating this insight, we help operators promote safer gambling, protect at-risk individuals, and support more ethical industry practices.”

“Registry Trust’s CCJ data plays a vital role in our affordability assessments. By using this reliable and up-to-date information, we can build a clearer picture of a customer’s financial circumstances before offering credit. This ensures our lending decisions are fair, responsible, and sustainable - helping us protect borrowers from financial strain while supporting positive outcomes for both consumers and communities.”

“Accessing CCJ/Judgment data from Registry Trust through TrustOnline is an important part of our due diligence process. It helps us build a fuller understanding of a family’s financial background, supporting safer and more informed decisions. By integrating this trusted information, we strengthen our safeguarding measures - helping to protect vulnerable children and young adults, and ensuring placements are made with the highest standards of care and responsibility.”