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Satisfactions (when judgments paid in full are marked as 'satisfied' on the Register as a result of the defendant providing proof of payment to the court) are imperative in relieving the financial distress caused by debt, yet their rates are falling. We looked across our UK & Ireland jurisdictions to see how different areas were performing but also into the life cycle of a judgment becoming a satisfaction.

In this dashboard, you can see how the levels of satisfactions vary widely across the areas of the United Kingdom and the Republic of Ireland. While the latter is the poorest performer with only 2%of transactions since 2013 being satisfactions, the Isle of Man is the strongest with 28%. This is averages out to 11% overall share of transactions across all jurisdictions.

We mapped the satisfactions across England, Wales, Scotland and Northern Ireland in order to provide greater depth into the geographic spread of satisfactions. It appears that satisfactions levels are greatest in the North West and Yorkshire, as well as more rural areas of the North East and South West.

Finally, we looked at the time line of satisfactions by filtering judgments by those dated to 2012. We then created a timeline of the Satisfaction or Cancellation dates. It can be seen that satisfactions peak in the year directly after the judgment year. Judgments continue to be satisfaction at decline rates for the 6 years following. However, as judgments area removed front he register 6 years after the date of judgment, there are no satisfactions for 2012 judgments in the year 2019.